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The Coming Workers’ Compensation Nightmare For Construction Trades: the New “Dual Wage” Regulation

By Gregory Osorio, ARM, Osorio Insurance Agency
 
There is a problem lurking for many contractors, it became effective January 1, 2008 and is only now beginning to manifest itself in premium audits for Workers’ Compensation policies renewing January 1, 2009 and thereafter. It is a problem that few insurance companies or insurance brokers have notified their clients abo

Cal-OSHA Targeted Inspection and Consultation Fund; and the "Bills Are In The Mail"

By Ted Schwartz, An OSHA Outreach Trainer, HR Ideas, LLC
 
I recently spoke with a small Plumbing Contractor who asked me why he had received a $600.00 “bill” from Cal-OSHA when he did not have any report of injury or citations. After a brief discussion, I found out that his Workers’ Compensation “Modification Rating” just recently exceeded 125%.

Oral Waivers and Waivers by Implication Can Be Dangerous

By Robert B. Jacobs and David W. Floren, Attorneys at Law
 
Waivers can be dangerous because waivers may cancel rights that contractors would normally enjoy under a construction contract. This could be the right to receive something very useful, like the right to receive progress payments for actual work done instead of having to wait for any payment until the project is complete. Or it could be the right to take an important step, like arbitrating disputes instead of going through a more costly trial in the civil courts.
 

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